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Mortgage Essentials: Your Gateway to Informed Decisions.

Access vital resources and links to streamline your mortgage journey from application to closing with Loan Lock Home Loans. Empower yourself with the knowledge and tools for confident decisions

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list of government, federal, and non-profit agencies involved in the mortgage process in the USA along with their URLs:

Department of Housing and Urban Development (HUD)

https://www.hud.com

U.S. Department of Housing and Urban Development

U.S. Department of Housing and Urban Development

T: 202-708-1112

TTY: 202-708-1455

Federal Housing Administration (FHA)

https://www.hud.gov/program_offices/housing/fhahistory

451 7th Street, S.W., Washington, DC 20410

451 7th Street, S.W., Washington, DC 20410

TTY: 202-708-1455

Department of Veterans Affairs (VA)

www.benefits.va.gov/homeloans

Fannie Mae (Federal National Mortgage Association)

www.fanniemae.com

Freddie Mac (Federal Home Loan Mortgage Corporation)

www.freddiemac.com

Consumer Financial Protection Bureau (CFPB)

www.consumerfinance.gov

Federal Reserve Board

www.fedralreserve.com

USDA Rural Development

www.rd.usda.gov

National Association of REALTORS® (NAR)

https://www.nar.realtor

National Mortgage Licensing System (NMLS)

https://www.nmlsconsumeraccess.org

National Consumer Law Center (NCLC)

https://www.nclc.org

NeighborWorks America

https://www.neighborworks.org/home

Mortgage Bankers Association (MBA)

https://www.mba.org

National Council of State Housing Agencies (NCSHA)

https://www.ncsha.org

U.S. Department of Agriculture (USDA)

https://www.usda.gov

Community Development Financial Institutions (CDFIs)

https://www.cdfifund.gov

National Fair Housing Alliance (NFHA)

https://nationalfairhousing.org

Consumer Financial Education Body (CFEB)

https://www.mymoney.gov

California Department of Real Estate (DRE)

https://dre.ca.gov/

California Department of Financial Protection and Innovation (DFPI)

https://dfpi.ca.gov/

California Housing Finance Agency (CalHFA)

https://www.calhfa.ca.gov/

California Department of Business Oversight (DBO)

https://dbo.ca.gov/

California Department of Veterans Affairs (CalVet)

https://www.calvet.ca.gov/

National Credit Union Administration (NCUA)

https://www.ncua.gov/

Office of the Comptroller of the Currency (OCC)

https://www.occ.gov/

U.S. Department of Veterans Affairs (VA) - Home Loan Page

https://www.va.gov/housing-assistance/home-loans

California Department of Business Oversight (DBO) - Mortgage Lending

https://dbo.ca.gov/industry/mortgage-lending

California Housing and Community Development Department (HCD)

https://www.hcd.ca.gov/

California Office of Real Estate Appraisers (OREA)

https://www.orea.ca.gov/

California Department of Consumer Affairs (DCA)

https://www.dca.ca.gov/

California Association of Realtors (CAR)

https://www.car.org/

Credit Reporting Agencies:

Equifax

https://www.equifax.com/

Experian

https://www.experian.com/

TransUnion

https://www.transunion.com/

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